No worries, we’ve got you covered.
We have 20 years experience in Insurance industry.
HOME INSURANCE
HEALTH INSURANCE
TRAVEL INSURANCE
LIFE INSURANCE
CAR INSURANCE
WEALTH INSURANCE
How we work?
This is how we work in just
4 simple steps.
01.
Gather Information
02.
Compare Insurance Options
03.
Select and Customize Your Policy
04.
Purchase and Review Your Policy!
These introductions provide a concise overview of each step, guiding users through the process of obtaining car insurance for their vehicle.
Request a Free Call Back
Let's call you at your convenience.
Car Insurance
Vehicle insurance is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle. Vehicle insurance may additionally offer financial protection against theft of the vehicle, and against damage to the vehicle sustained from events other than traffic collisions.
Home Insurance
Home insurance, is a type of property insurance that covers a private residence. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the homeowner within the policy territory.
Life Insurance
Life insurance is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money in exchange for a premium, upon the death of an insured person. Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. The policy holder typically pays a premium, either regularly or as one lump sum.
F.A.Q.
Frequently Asked Questions are here!
There are several ways to reduce your car insurance premiums:
- Increase your voluntary excess.
- Install security features like alarms and immobilizers.
- Maintain a clean driving record.
- Consider telematics or "black box" insurance.
- Shop around and compare quotes regularly.
- Take advantage of any available discounts, such as multi-car or no-claims discounts.
If you have an accident, follow these steps:
- Ensure safety and check for injuries; call emergency services if needed.
- Exchange details with the other driver(s), including names, addresses, and insurance information.
- Gather evidence by taking photos of the scene, vehicle damage, and any relevant road conditions.
- Collect contact details of any witnesses.
- Notify your insurance provider as soon as possible and provide them with all the collected information.
A no claims discount (NCD) is a reward for drivers who have not made any claims on their insurance policy for a certain period. Each year without a claim increases your discount, which can significantly reduce your premium. The more consecutive years you drive claim-free, the larger your discount will be.
Whether you can drive other cars with your insurance policy depends on the specific terms of your policy. Some comprehensive policies include a "driving other cars" (DOC) clause, which allows you to drive other vehicles with third-party cover. Always check your policy details or confirm with your insurer to understand your coverage.
These FAQs address common concerns and provide essential information to help users understand car insurance better.